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عمومی::
وامدهی بدون واسطه
We speak of disintermediated lending if lenders and borrowers establish direct-credit relationships.
Our use of the term disintermediated lending differs from that of others who consider securitization as a form of it.
Since securitization takes place on one or more intermediating balance sheets, it should not be subsumed under disintermediated lending. 2
In the industrial age, only governments, large companies, and institutional investors could participate in disintermediated lending.
Disintermediated lending inhibits risk diversification if the denomination of credit contracts is too large.
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